Rising Delinquencies Prompt Changes in India's Expanding Gold Loan Market
India's gold loan market is rapidly expanding, reaching a record Rs 22.5 lakh crore by August 2026, but rising delinquencies have raised concerns. Following the Reserve Bank of India's revised lending rules effective April 2026, several non-banking financial companies like Bajaj Finance and Manappuram Finance are shifting from short-tenure bullet loans to longer-term EMI-based loans. Despite increased overdue loans linked to repayment structure changes, lenders report that portfolios remain adequately collateralised, though some borrowers appear to be using gold loans to manage existing debt.
First-hand measurement across 3 sources
We measured how 3 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (45/100). Lens Score 51/100.
Outlets measured: economictimes, economictimes, economictimes. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (38–48/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
economictimes broke this story on 13 Nov, 12:22 pm. Other outlets followed.