Rising Delinquencies Challenge NBFCs' Gold Loan Growth Amid New Repayment Structures
Non-banking financial companies (NBFCs) in India are experiencing rising delinquencies in gold loans, with loans overdue by over 90 days increasing across the sector. Shriram Finance reported its gross Stage 3 assets rose to 3.12% of its gold loan portfolio, attributing this to new EMI repayment structures replacing traditional bullet payments. Despite these challenges, Shriram Finance remains optimistic, planning to more than double its gold loan portfolio in the next two to three years. Other lenders like Bajaj Finance and Piramal Finance have expressed concerns about repayment delays and lending to already overdue borrowers.
First-hand measurement across 2 sources
We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (52/100). Lens Score 56/100.
Outlets measured: thefinancialexpress, thefinancialexpress. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (52–52/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
thefinancialexpress broke this story on 27 Oct, 12:21 pm. Other outlets followed.
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