Gold Loans Surpass Vehicle Loans as Top Securitised Asset Class in Q1 FY2027
Gold loans became the largest securitised asset class in India during Q1 FY2027, accounting for about 31% of securitisation volumes and surpassing vehicle loans, which declined to 26%. Overall securitisation issuances rose 22% year-on-year to around Rs 60,000 crore, with over 98% originated by non-banking financial companies (NBFCs). Public sector banks were major investors, attracted by low credit losses and risk-weight benefits. Business loan securitisation also increased, while mortgage-backed securitisation declined.
First-hand measurement across 2 sources
We measured how 2 outlets covered this story. Coverage leans balanced overall (Left 0%, Centre 100%, Right 0%). Overall sentiment is positive (68/100). Lens Score 36/100 — moderate-to-low public interest.
Outlets analysed (first-hand measurement by TBN's Bias Engine):
- economictimes— balanced framing, positive sentiment
- news18— balanced framing, neutral sentiment
AI Analysis
The articles primarily present data and analysis from CRISIL Ratings without political framing. They focus on financial market developments, highlighting NBFCs' role and public sector banks' investment preferences. No partisan viewpoints or political interpretations are evident, reflecting a neutral economic and industry perspective.
The tone across the articles is neutral to positive, emphasizing growth in securitisation volumes and investor confidence. The coverage highlights increased activity and portfolio growth in gold loans and business loans, with no negative implications or criticism, maintaining an informative and factual sentiment.
How 2 sources covered this story
Each source's own headline, political lean, and sentiment — so you can see framing differences at a glance.