Banks across most of India will be open on Saturday, January 3, 2026, as it is the first Saturday of the month. However, banks in Uttar Pradesh will be closed in observance of Hazrat Ali's birth anniversary. The Reserve Bank of India's holiday calendar indicates that banks are typically open on the first, third, and fifth Saturdays, with the second and fourth being holidays. This closure in Uttar Pradesh is a regional observance.