The Reserve Bank of India's Financial Stability Report indicates that scheduled commercial banks are expected to remain resilient to macroeconomic shocks. Under a baseline scenario, the aggregate capital to risk-weighted assets ratio (CRAR) is projected to be 16.8% by March 2027. Even under severe stress scenarios, no banks are anticipated to fall below the 9% regulatory CRAR requirement, though some might dip into capital conservation buffers without fresh capital infusion.