A Reserve Bank of India report indicates a decrease in the number of bank fraud cases but a rise in the total amount involved. For April-September 2025-26, 5,092 fraud cases were reported, down from 18,386, but the value increased to ₹21,515 crore from ₹16,569 crore. This rise is partly attributed to re-examination of cases following a Supreme Court judgment requiring borrowers to be heard before accounts are classified as fraudulent.