PNB Targets Cost-to-Income Ratio Below 50% This Fiscal, 45% by 2028-29
Punjab National Bank (PNB) aims to reduce its cost-to-income ratio below 50% in the current fiscal year and further to around 45% by 2028-29, said MD and CEO Ashok Chandra. The ratio stood at 50.38% in the first half of this fiscal, down from 53.3% in September 2025. The bank is focusing on rationalising expenses and improving operational efficiency, targeting Rs 6,000 crore in income over upcoming quarters. PNB has posted a net profit of Rs 5,500 crore and expects continued growth.
First-hand measurement across 3 sources
We measured how 3 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is positive (72/100). Lens Score 39/100.
Outlets measured: moneycontrol, moneycontrol, economictimes. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (68–74/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
economictimes broke this story on 25 Oct, 05:46 am. Other outlets followed.