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RBI Deputy Governor Urges NBFCs to Use AI, Diversify Funding, and Strengthen Governance

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RBI Deputy Governor Urges NBFCs to Use AI, Diversify Funding, and Strengthen Governance

Analysed 4 Sept 2026·10 sources analysed·Mumbai, India·Business
RBI Deputy Governor Urges NBFCs to Use AI, Diversify Funding, and Strengthen GovernancePreviousNext

Reserve Bank of India Deputy Governor Shirish Chandra Murmu urged non-banking financial companies (NBFCs) and housing finance companies (HFCs) to adopt artificial intelligence and machine learning for early detection of borrower stress amid rising credit growth. He emphasized the need for strong underwriting standards, diversified funding sources, and robust governance. Murmu highlighted the sector's evolving role in financial inclusion, leveraging digital infrastructure to serve underserved markets, while stressing liquidity management, asset quality, customer protection, and digital transformation as key pillars for sustainable growth.

Sentiment
67%
TBN's observations

First-hand measurement across 10 sources

We measured how 10 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is positive (67/100). Lens Score 43/100.

Outlets measured: economictimes, thefinancialexpress, businessstandard, economictimes, mint, businessstandard, freepressjournal, economictimes, and 2 more. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 10 sources · Published under editorial oversight by The Balanced News
Analysed 4 Sept 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Positive (67/100)

Sentiment was consistent across outlets (52–75/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

thetribune broke this story on 3 Sept, 08:09 am. Other outlets followed.

3 Sept, 08:09 am10 sources · 16 h4 Sept, 12:16 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
← Previous
Jammu and Kashmir Economic Survey Projects 5.82% Growth with Sectoral Diversification
Next →
Indian Stock Markets Show Mixed Gains Amid Fed Rate Hike Expectations and Oil Price Fluctuations
  1. 1
    thetribune3 Sept, 08:09 am
    RBI Deputy Governor urges lenders to use AI, ML to spot early signs of borrower stress - The Tribune
  2. 2
    thetribune3 Sept, 08:27 am
    NBFCs can lead charge on financial inclusion, says RBI Deputy Governor Murmu - The Tribune
  3. 3
    economictimes3 Sept, 08:39 am
    NBFCs must use AI, strengthen underwriting as credit growth accelerates: RBI Deputy Governor Murmu
  4. 4
    freepressjournal3 Sept, 08:59 am
    NBFC Credit Enters New Growth Phase, RBI Warns Against Weakening Safeguards
  5. 5
    businessstandard3 Sept, 10:08 am
    Strong and diverse credit system is essential for India, says RBI Deputy Governor
  6. 6
    mint3 Sept, 10:14 am
    RBI deputy governor Murmu urges NBFCs to diversify funding resources Mint
  7. 7
    economictimes3 Sept, 11:02 am
    Liquidity management, asset quality among pillars for NBFC growth: RBI DG
  8. 8
    businessstandard3 Sept, 11:41 am
    RBI's Murmu urges NBFCs, HFCs to diversify funding, strengthen liquidity
  9. 9
    thefinancialexpress3 Sept, 07:10 pm
    Murmu urges NBFCs, HFCs to diversify funding sources
  10. 10
    economictimes4 Sept, 12:16 am
    Liquidity management, asset quality among pillars for NBFC growth: RBI DG

Who's involved

Institutions and figures named across source coverage.

Government
Reserve Bank of India

Story context

Category
Business
Location
Mumbai, India
Sources analysed
10
Last analysed
4 Sept 2026
Key entities
Non-bank financial institutionGovernorReserve Bank of IndiaMortgage loanIndiaCorporate bondLiquidityGross domestic productLiquidity riskDebtorStress testingMumbai