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RBI Deputy Governor Urges NBFCs to Use AI for Risk Management Amid Credit Growth

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RBI Deputy Governor Urges NBFCs to Use AI for Risk Management Amid Credit Growth

Analysed 3 Sept 2026·3 sources analysed·Mumbai, India·Business
RBI Deputy Governor Urges NBFCs to Use AI for Risk Management Amid Credit GrowthPreviousNext

Reserve Bank of India Deputy Governor S C Murmu urged non-banking financial companies (NBFCs) and housing finance companies (HFCs) to adopt artificial intelligence and machine learning tools to detect early borrower stress amid rising credit growth. He emphasized maintaining strong underwriting standards, rigorous stress testing, and dynamic provisioning to manage risks. Murmu highlighted NBFCs' evolving role as specialized lenders supporting financial inclusion and serving underserved markets, aided by digital public infrastructure like UPI and the Unified Lending Interface.

Sentiment
67%
TBN's observations

First-hand measurement across 3 sources

We measured how 3 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is positive (67/100). Lens Score 43/100.

Outlets measured: economictimes, thetribune, thetribune. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 3 sources · Published under editorial oversight by The Balanced News
Analysed 3 Sept 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Positive (67/100)

Sentiment was consistent across outlets (55–75/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

thetribune broke this story on 3 Sept, 08:09 am. Other outlets followed.

3 Sept, 08:09 am3 sources · 30 min3 Sept, 08:39 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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  1. 1
    thetribune3 Sept, 08:09 am
    RBI Deputy Governor urges lenders to use AI, ML to spot early signs of borrower stress - The Tribune
  2. 2
    thetribune3 Sept, 08:27 am
    NBFCs can lead charge on financial inclusion, says RBI Deputy Governor Murmu - The Tribune
  3. 3
    economictimes3 Sept, 08:39 am
    NBFCs must use AI, strengthen underwriting as credit growth accelerates: RBI Deputy Governor Murmu

Who's involved

Institutions and figures named across source coverage.

Government
Reserve Bank of India

Story context

Category
Business
Location
Mumbai, India
Sources analysed
3
Last analysed
3 Sept 2026
Key entities
Non-bank financial institutionGovernorReserve Bank of IndiaNiche marketMortgage loanGross domestic productSmall and medium-sized enterprisesCredit scoreMicrofinanceCorporate bondDebtorMachine learning