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India's Scheduled Commercial Banks Report Decline in Gross NPAs by March 2026

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India's Scheduled Commercial Banks Report Decline in Gross NPAs by March 2026

Analysed 21 Jul 2026·2 sources analysed·New Delhi, India·Business
India's Scheduled Commercial Banks Report Decline in Gross NPAs by March 2026PreviousNext

Gross Non-Performing Assets (NPAs) of scheduled commercial banks in India declined from 2.75% in March 2024 to 1.73% in March 2026, reflecting sustained improvement. Public sector banks saw NPAs drop from Rs 6.16 lakh crore to Rs 2.45 lakh crore, while private and foreign banks also recorded declines. Small finance banks reported increased NPAs. The government clarified that loan write-offs are accounting measures, not waivers, and highlighted measures like the Insolvency and Bankruptcy Code and RBI guidelines to reduce NPAs.

Sentiment
68%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is positive (68/100). Lens Score 54/100.

Outlets measured: theprint, thetribune. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 21 Jul 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Positive (68/100)

Sentiment was consistent across outlets (68–68/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

thetribune broke this story on 21 Jul, 02:11 pm. Other outlets followed.

21 Jul, 02:11 pm2 sources · 8 h21 Jul, 10:09 pm
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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1
thetribune21 Jul, 02:11 pm
Gross NPAs of scheduled commercial banks decline to 1.73 in March 2026 from 2.75 pc in 2024: Govt - The Tribune
  • 2
    theprint21 Jul, 10:09 pm
    Banking sector NPAs fall over 50 percent in five years to Rs 4.08 lakh crore, govt informs Parliament
  • Who's involved

    Institutions and figures named across source coverage.

    Government
    Reserve Bank of IndiaMinistry of FinanceGovernment
    Corporate
    Foreign BanksSmall Finance BanksPublic Sector BanksUrban Cooperative BanksPrivate Sector Banks

    Story context

    Category
    Business
    Location
    New Delhi, India
    Sources analysed
    2
    Last analysed
    21 Jul 2026
    Key entities
    LakhAirlineBankCroreIndian rupeeAssetReserve Bank of IndiaAccountingWrite-offBalance sheetPublic sectorAsian News International