A Singaporean man borrowed S$250,000 from a moneylender between 2010-2011, facing monthly interest rates of 4% and late fees. His debt escalated to S$3 million by 2016, leading him to sell his home to the moneylender's director for S$2.1 million. Despite this, the debt continued to grow, reaching nearly S$21 million (approximately ₹146 crore) by 2021. A High Court judge ordered a retrial to investigate potential illegality in the loan and rental agreements, noting the debt's exorbitant increase.