Tax Benefits on Multiple Home Loans in India: Rules and Limits Explained
In India, individuals can own multiple residential properties and take multiple home loans without legal restrictions. Tax benefits on home loans are available for both self-occupied and let-out properties, but with limits. Under the old tax regime, interest deduction for self-occupied properties is capped at Rs 2 lakh annually across all such properties. Losses from house property income can be set off against other income up to Rs 2 lakh per year, with excess losses carried forward. Section 80C deductions have a combined limit of Rs 1.5 lakh per year. The new tax regime offers limited deductions for home loans.
First-hand measurement across 2 sources
We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (50/100). Lens Score 35/100.
Outlets measured: mint, moneycontrol. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (50–50/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
moneycontrol broke this story on 18 Sept, 09:06 am. Other outlets followed.
