Financial Expert Advises Disciplined Investing and Budgeting to Build Wealth by 35

Chartered accountant Nitin Kaushik highlights the importance of disciplined money management for building wealth, even for high earners. He shares a case of a 38-year-old professional earning Rs 3 lakh monthly but investing only Rs 10,000 via SIP, emphasizing budgeting and gradually increasing investments. Kaushik also advises young professionals aiming for Rs 1 crore net worth by 35 to maintain a balanced portfolio, adequate liquidity, and an emergency fund covering six months of expenses to ensure financial stability.