As 2025 concludes, Uday Kotak, founder of Kotak Mahindra Bank, reflects on his generation's witnessed advancements, including technology, economic development, and global peace. He also notes potential losses such as decreased in-person interactions, environmental degradation, and societal divides. Kotak expresses hope for progress in 2026 with conviction, sensitivity, and equanimity, while also worrying about the changing world and the erosion of money's value.