NBFC credit growth remained robust in FY25, reaching Rs 48.39 lakh crore, according to an RBI report. Services emerged as the fastest-growing segment, with credit rising 29.8 percent, while industry and retail loans constituted over 81 percent of total lending. The power sector's share within industry credit moderated slightly, though it remains the largest recipient. Retail loan growth saw a healthy expansion, albeit at a moderated pace following regulatory adjustments.