RBI Data Shows Shift Toward Longer-Term and Large-Value Bank Deposits Amid Rate Cuts
Reserve Bank of India data shows a rise in term deposits earning below 7%, reaching 61.8% in fiscal 2025-26 amid 125 basis points of policy rate cuts. Depositors favored longer maturities, with one-to-three-year deposits increasing to nearly 70%. Term deposits now constitute 61.6% of overall deposits, reflecting a shift from savings accounts. Large-value deposits of ₹1 crore and above account for over 46%, driven by corporate cash management and banks offering higher rates to attract bulk deposits amid retail deposit challenges.
First-hand measurement across 2 sources
We measured how 2 outlets covered this story. Coverage leans balanced overall (Left 0%, Centre 100%, Right 0%). Overall sentiment is neutral (52/100). Lens Score 29/100 — low public interest.
Outlets analysed (first-hand measurement by TBN's Bias Engine):
- businessstandard— balanced framing, neutral sentiment
- economictimes— balanced framing, neutral sentiment
AI Analysis
The articles present a primarily economic and financial perspective without evident political framing. They focus on RBI data and banking sector trends, reflecting viewpoints from financial analysts and official statistics. The coverage includes corporate and retail depositor behaviors and bank strategies, maintaining a neutral stance without partisan commentary or political implications.
The tone across the articles is neutral and analytical, emphasizing factual reporting of deposit trends and policy impacts. There is no overtly positive or negative sentiment; instead, the coverage highlights structural shifts and challenges in deposit mobilization, presenting information objectively without emotive language or judgment.
How 2 sources covered this story
Each source's own headline, political lean, and sentiment — so you can see framing differences at a glance.