Banking fraud amounts surged 30 percent year-on-year to Rs 21,515 crore in the first half of FY26, despite a significant decrease in the number of reported cases. The Reserve Bank of India data indicates a sharp rise in fraud amounts related to advances. This increase is partly attributed to the re-reporting of 122 older fraud cases totaling Rs 18,336 crore. Private banks reported more fraud cases, while public sector banks accounted for a larger share of the total fraud amount.