As of 2026, India's bond market is becoming attractive for investors due to a shift in the macroeconomic environment. Following a period of rate hikes, the Reserve Bank of India has begun lowering the repo rate, making fixed-income investments a potential source of wealth creation. While bank Fixed Deposit rates have decreased, bond yields remain higher, offering an opportunity to lock in returns. Experts suggest this falling interest rate cycle is favorable for bond investors, mitigating market risk.