Nearly One-Quarter of Jan Dhan Accounts Inoperative; 5.72 Crore Have Zero Balance
As of August 12, 2026, over 59 crore accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) held a combined balance exceeding Rs 3.15 lakh crore. According to an RTI reply, nearly 5.72 crore accounts had zero balance, and about 15.37 crore were classified as inoperative. Uttar Pradesh had the highest number of zero-balance and inoperative accounts, followed by Bihar, West Bengal, Assam, and Maharashtra. The scheme, launched in 2014, aims to provide universal banking access, financial literacy, and social security coverage across India.
First-hand measurement across 8 sources
We measured how 8 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (49/100). Lens Score 46/100.
Outlets measured: thetribune, mint, thetribune, businessstandard, thehindu, news18, economictimes, hindustantimes. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (48–50/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
hindustantimes broke this story on 6 Sept, 05:49 am. Other outlets followed.