AU Small Finance Bank Reports 26% Rise in Q3 Net Profit to Rs 668 Crore

AU Small Finance Bank reported a 26% year-on-year rise in Q3 FY26 net profit to around Rs 668 crore, driven by a 16% increase in net interest income and improved net interest margins, which rose 25 basis points to 5.7%. Total deposits grew 23.3% year-on-year to Rs 1.38 trillion, with a stable CASA ratio of 29%. Asset quality showed improvement with gross NPAs steady at 2.3% and net NPAs slightly declining to 0.88%. Lower provisions and growth in unsecured lending supported profitability despite rising operating costs.