Car Loan Amounts Rise 49% Over Seven Years Amid Longer Repayment Periods in India
TransUnion CIBIL's Shifting Gears 2026 report reveals that average car loan amounts in India have risen 49% over seven years to Rs 8.2 lakh, with repayment tenures extending by five months to 62 months. This increase is linked to higher vehicle prices and demand for SUVs and feature-rich cars. Two-wheeler loans show changing borrower profiles, with more experienced credit users. Despite rising fuel prices and recent RBI rate hikes, asset quality in personal mobility loans remains stable, supported by strong vehicle sales and growing financing volumes.
First-hand measurement across 3 sources
We measured how 3 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (57/100). Lens Score 42/100.
Outlets measured: economictimes, news18, moneycontrol. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (50–68/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
moneycontrol broke this story on 13 Oct, 08:53 am. Other outlets followed.