India's Unified Lending Interface (ULI), a digital public infrastructure for credit, has seen significant adoption growth in FY25, according to an RBI report. The number of participating lenders, including banks and NBFCs, has nearly doubled to 64. The platform now offers over 136 data services across 12 loan journeys, up from 50 services a year ago, integrating data from land records, satellite imagery, and more to enhance credit underwriting.