The Indian banking sector demonstrated resilience during 2024-25, according to an RBI report. Commercial banks, co-operative banks, and financial institutions saw healthy balance sheet expansion and double-digit growth in deposits and credit. The report highlights a significant decrease in gross non-performing assets to 2.2% by March 2025, indicating improved loan quality and system stability. Banks maintained strong capital-to-risk weighted assets ratios, ensuring financial robustness against potential future challenges.