A 73-year-old retired officer in Lucknow lost approximately 90 lakh in a sophisticated cyber fraud. Scammers impersonated Mumbai Cyber Crime Cell officials, inducing panic and leading the victim to transfer funds via RTGS, UPI, and breaking fixed deposits. Police have frozen some funds and initiated a multi-state investigation. This incident underscores the growing threat of fear-driven online scams and the critical need for digital vigilance, especially among senior citizens.