Investors Shift Capital from XRP and BNB to Emerging DeFi Project Mutuum Finance

In early 2026, investor capital is shifting from established cryptocurrencies like Ripple (XRP) and Binance Coin (BNB) toward emerging decentralized finance (DeFi) projects such as Mutuum Finance. XRP has declined by 50% over six months, facing resistance levels and concerns over its large market size limiting growth. BNB is also under pressure, trading near $841 and showing bearish technical patterns. Meanwhile, Mutuum Finance's presale phase attracts attention as a potential growth opportunity amid market uncertainty.