The Social Security Administration (SSA) has released its January 2026 payment schedule for beneficiaries. Payments are generally disbursed on Wednesdays, with dates determined by the beneficiary's birthdate for those who started receiving benefits after May 1997. Individuals who began receiving benefits before May 1997 will be paid on January 2, 2026. Supplemental Security Income (SSI) payments, typically on the first of the month, will be issued on December 31, 2025, as January 1 is a holiday. Beneficiaries are advised to contact their bank or the SSA for payment inquiries.