Nearly One-Fourth of Jan Dhan Accounts Inoperative; 5.72 Crore Have Zero Balance: RTI
An RTI reply reveals that nearly one-fourth of the 59 crore Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts are inoperative, with about 5.72 crore accounts holding zero balance as of August 12, 2026. The scheme, launched in 2014 to promote financial inclusion, has over Rs 3.15 lakh crore in total deposits. Uttar Pradesh leads in both zero-balance and inoperative accounts, followed by Bihar, West Bengal, Assam, and Maharashtra. Women hold a majority of the accounts, including transgender holders.
First-hand measurement across 3 sources
We measured how 3 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (49/100). Lens Score 46/100.
Outlets measured: news18, economictimes, hindustantimes. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (48–50/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
hindustantimes broke this story on 6 Sept, 05:49 am. Other outlets followed.