Social Security Payments Scheduled for January 21, 2026, for Beneficiaries Born 11th-20th

On January 21, 2026, millions of Americans with birthdays between the 11th and 20th will receive their second Social Security payment of the year, covering retirement, disability, and survivor benefits. The payment timing reflects the SSA's staggered schedule, delayed this year due to the calendar starting on a Thursday. Benefits include a 2.8% cost-of-living adjustment, though rising Medicare Part B premiums may reduce net gains for some recipients. Payments based on family members' work records follow the family member's birthday for scheduling.