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Jana Small Finance Bank Reports 169 Crore Discrepancy in FY25 Gross NPAs

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Jana Small Finance Bank Reports 169 Crore Discrepancy in FY25 Gross NPAs

Analysed 22 Jul 2026·2 sources analysed·Mumbai, India·Business
Jana Small Finance Bank Reports 169 Crore Discrepancy in FY25 Gross NPAsPreviousNext

Jana Small Finance Bank reported a 169 crore discrepancy in gross non-performing assets (GNPAs) for the fiscal year ending March 2025, with its figures lower than those assessed by the Reserve Bank of India (RBI). This under-reporting led to an additional 42 crore provisioning in fiscal 2026, reducing the bank's net profit for FY25 from 501 crore to 459 crore. The RBI audit identified the divergence, requiring banks to adjust provisions accordingly.

Sentiment
50%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (50/100). Lens Score 49/100.

Outlets measured: economictimes, economictimes. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 22 Jul 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (50/100)

Sentiment was consistent across outlets (50–50/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

economictimes broke this story on 21 Jul, 07:04 pm. Other outlets followed.

21 Jul, 07:04 pm2 sources · 5 h22 Jul, 12:27 am
  1. 1
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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economictimes21 Jul, 07:04 pm
Jana SFB reports 169-crore gap in FY25 gross NPAs
  • 2
    economictimes22 Jul, 12:27 am
    Jana SFB reports 169-crore gap in FY25 gross NPAs
  • Accountability flags

    TBN's analysis identified the following accountability dimensions in this story.

    • financial irregularity

      This story involves alleged financial misconduct — unexplained transactions, procurement irregularities, or misuse of public/shareholder funds.

    Who's involved

    Institutions and figures named across source coverage.

    Government
    Reserve Bank of India
    Corporate
    Jana Small Finance Bank

    Story context

    Category
    Business
    Location
    Mumbai, India
    Sources analysed
    2
    Last analysed
    22 Jul 2026
    Key entities
    CroreReserve Bank of IndiaIndian rupeeJana Small Finance BankFiscal yearStock exchangeMumbaiBank