India's Credit Market Grows Strongly in FY26 with Improved Asset Quality: Report
India's credit market experienced strong growth in FY26, with total loan sourcing rising 31% year-on-year to Rs 75 lakh crore and Assets Under Management increasing 19% to Rs 137 lakh crore, according to an Experian report. Growth was driven by increased demand across retail segments, expansion in secured lending—especially gold and home loans—and a rebound in unsecured personal loans. Asset quality improved, with net 30 delinquencies declining to around 3%, reflecting better underwriting and repayment behavior.