2 hours agoBusiness
29LENS
3 SourcesMumbai, India
thebalanced.newsRBI Mandates Two-Factor Authentication for Digital Payments from April 2026
From April 1, 2026, the Reserve Bank of India will mandate two-factor authentication (2FA) for all domestic digital payments, including UPI, debit and credit cards, and mobile wallets. This change aims to enhance security amid rising fraud by requiring at least two verification layers, such as OTP combined with PIN or biometric data. The system will use risk-based authentication to balance convenience and safety. Banks and payment providers will bear increased responsibility for fraud prevention and customer compensation in case of system failures.
Political Bias
0%100%0%
Sentiment
65%
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Bias Analysis: The articles primarily present the RBI's regulatory update from a neutral, informational perspective without political framing. They focus on the technical and security aspects of the new rules, reflecting official statements and expert commentary. There is no evident partisan viewpoint or political debate; coverage centers on consumer impact and institutional responsibilities.
Sentiment: The overall tone across the articles is neutral to cautiously positive, emphasizing improved security and fraud reduction benefits. While acknowledging that transactions may take slightly longer, the coverage highlights the protective intent of the RBI's measures without alarm or criticism. The sentiment balances user convenience concerns with the necessity of enhanced safeguards.
Lens Score: 29/100 — Story is well-covered by media outlets. Public interest: 0/100. Coverage gap: 90%.
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