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Indian Households Shift Savings Growth Toward Equities and Mutual Funds Post-COVID

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Indian Households Shift Savings Growth Toward Equities and Mutual Funds Post-COVID

Analysed 24 Jul 2026·2 sources analysed·India·Business
Indian Households Shift Savings Growth Toward Equities and Mutual Funds Post-COVIDPreviousNext

Growth in savings deposits with Scheduled Commercial Banks in India has moderated from 14.8% during FY2015-16 to FY2019-20 to 8.6% in FY2020-21 to FY2024-25, reflecting a shift as households increasingly diversify into equities and mutual funds. According to an ASSOCHAM Global Research report, this trend indicates a healthy evolution in financial behavior rather than a weakening deposit base. Retail participation in capital markets has grown, with equity investors rising from 3.1 crore in FY20 to over 11 crore by FY25, and mutual fund assets exceeding Rs 80 lakh crore.

Sentiment
55%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (55/100). Lens Score 39/100.

Outlets measured: businessstandard, thetribune. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 24 Jul 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (55/100)

Sentiment was consistent across outlets (55–55/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

thetribune broke this story on 23 Jul, 11:33 am. Other outlets followed.

23 Jul, 11:33 am2 sources · 20 h24 Jul, 07:37 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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1
thetribune23 Jul, 11:33 am
ASSOCHAM says bank savings deposit growth slowed post-COVID as households shift more money to equities, mutual funds - The Tribune
  • 2
    businessstandard24 Jul, 07:37 am
    Households increasingly diversifying their financial savings into equities and mutual funds
  • Who's involved

    Institutions and figures named across source coverage.

    Corporate
    Foreign BanksScheduled Commercial Banks

    Story context

    Category
    Business
    Location
    India
    Sources analysed
    2
    Last analysed
    24 Jul 2026
    Key entities
    Mutual fundStockSavings accountBankIndiaASSOCHAMCroreIndian rupeeWealthNet incomeTextileGangotri